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Benefits
The Civil Service career path offers the great benefits long-associated with Federal careers including several health insurance options, generous annual and sick leave, contributory and non-contributory retirement and in some cases moving expenses.
Health
Choice of medical and dental plans from traditional fee-for-service plans to prepaid HMOs. Employee payments and benefits vary with the plan chosen. Benefits are provided to employees and dependents on a cost-sharing basis.
Annual Leave
- 0-3 years: 13 Paid Days Annually
- 4-15 years: 20 Paid Days Annually
- 16 years-retirement: 26 Paid Days Annually
- Maximum 30 days (240 hours) Accumulated Annual Leave
- Maximum Accumulated Leave May be Carried Year to Year
- Up to Maximum Accumulated Leave Reimbursed upon Separation or Retirement
Sick Leave
Sick leave is accrued at 4 hours per pay period and may be carried over from year to year for the entire term of employment. There is no maximum carry over limit.
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Retirement
An attractive retirement system offers Civil Service employees a good reason to stay with the IHS Division of Oral Health for an entire career. The Federal Employees Retirement System (FERS) became effective January 1, 1987. FERS is a three-tiered retirement plan which allows employees control over a large portion of their retirement savings. The three components are:
- Social Security Benefits
- Basic Benefit Plan
- Thrift Savings Plan
You pay full Social Security taxes and a small contribution to the Basic Benefit Plan. In addition, your agency puts an amount equal to 1% of your basic pay each pay period into your Thrift Savings Plan (TSP) account. You are able to make tax-deferred contributions to the TSP and a portion is matched by the Government. The three components of FERS work together to give you a strong financial foundation for your retirement years. For more information please visit www.opm.gov.
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Life Insurance
Civil Service employees are eligible for the Federal Employees' Group Life Insurance (FEGLI) Program. FEGLI provides group term life insurance which consists of Basic life insurance coverage and three self enrollment options. In most instances, an employee is automatically covered by Basic Life insurance unless the coverage is waived. Once an employee has Basic coverage, they can enroll in optional insurance as well. For more information please visit www.opm.gov/insure/life/index.htm
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Moving Expenses
Initial Employment: Depending upon the site and position, may pay to move an employee's family and household goods, within certain weight limits, from current residence to duty station.
On Duty: Depending upon the site and position, may pay to move an employee's family and household goods, within certain weight limits, from current residence to duty station.
Separation or Retirement: Provides no financial assistance for move from final duty station to the next place of residence.
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Loan Repayment Program (LRP)
Commissioned Corps, Civil Service and Tribal hire dentists may receive awards to be used toward repayment of student loans. Click here to go to our comprehensive section on Loan Repayment.
Click here to view IHS Dental Vacancies or click here to find out How to Apply.
To see and hear more about the Division of Oral Health experience please click here to view different clips of our video Opportunity Adventure Purpose.
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Point of Contact: Timothy L. Lozon, DDS
1-800-IHS-DENT (447-3368) or 301-443-0029 (direct)
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