Health Care Coverage - Exemptions

Starting in 2014, individuals must have health coverage or pay a tax penalty (known as the “shared responsibility payment”) or apply for an exemption, if eligible. 

The exemption applications are now available.  Please review the application for exemption for AI/AN's, Application for Exemption for American Indians and Alaska Natives and Other Individuals who are Eligible to Receive Services from an Indian Health Care Provider .  Below is a complete list of applications:

Available Exemptions:

• Complete List of Exemptions are available at the following link:
  • Health Insurance Marketplace 

Please note the “hardship” exemption is also available to consumers who received a cancellation notice from their issuer and believe that the Marketplace plan options in their area are more expensive than their cancelled health insurance policy.  These individuals can submit an exemption application and enroll in catastrophic coverage if it is available in their area.  More information about this issue is available under the helpful resources below.

Helpful Resources:

• CMS Bulletin: Options Available for Consumers with Cancelled policies 
• Health Insurance Blog: Cancelled plan?  You’ve got coverage options 
• Health Insurance Marketplace Resources:
  • What if my individual health insurance plan is changing or being cancelled? 
  • Can I buy a “catastrophic” plan? 
  • Catastrophic health plans for people with hardship exemptions