The Benefits of a Civil Service Career
A Civil Service career with the Division of Oral Health offers the great benefits traditionally associated with federal careers, including a variety of health insurance options, generous annual and sick leave, retirement plans and moving expenses.
Comprehensive Health Care
As a Civil Service employee you will have a choice of medical and dental plans, from traditional fee-for-service plans to prepaid HMOs. Payments and benefits will vary according to the plan you choose, and will be provided to you and your dependents on a cost-sharing basis.
The annual leave will be based on the number of years of service; unused annual leave may be carried over from year to year. You will be reimbursed for your accumulated leave upon your separation or retirement from the service. The details of how your years of service impact your annual leave accrual are as follows:
- 0 - 3 years: earns 13 paid days annually
- 4 - 15 years: earns 20 paid days annually
- 16 years - retirement: earns 26 paid days annually
Sick leave is accrued at the rate of four hours per pay period. This time may be carried over from year to year for the entire term of your employment, with no maximum carryover limit.
Retirement - FERS
Civil Service employees participate in an outstanding retirement system that is one of the reasons our dentists and hygienists stay with the Indian Health Service Division of Oral Health for their entire careers. In effect since January 1, 1987, the Federal Employees Retirement System (FERS) is a three-tiered retirement plan that gives employees control over a large portion of their retirement savings. The three components are:
- Social Security benefits
- A Basic Benefit Plan
- A Thrift Savings Plan (TSP)
See www.opm.gov for more information on Retirement.
Life Insurance - FEGLI
In a Civil Service career, you will be eligible for the Federal Employees’ Group Life Insurance (FEGLI) Program. Learn more by visiting www.opm.gov/insure/life/index.asp.
Depending upon the IHS site and your position, the moving expenses incurred for moving your household goods may be paid for when you move to your initial duty station or transfer.
Loan Repayment - LRP
As an IHS dentist or dental hygienist, you may apply for IHS Loan Repayment Program (LRP) to help pay off your student loans. Learn more about the IHS Loan Repayment Program.
To compare these benefits with the Commissioned Corps click here