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Financial Incentives

The LRP awards up to $50,000 in exchange for an initial two-year service commitment, for participants to repay qualified student loans obtained to pursue a health professions degree. IHS defines qualified student loans as government (federal, state, local) and commercial loans used to pay for health profession school(s) and related expenses, including tuition, fees, books, lab expenses and reasonable living expenses. For consolidated loans (health profession education loans combined with commercial, non-health profession or other education loans), only the health profession portion for the discipline in which you are hired is approved by the LRP. This funding allows LRP participants an opportunity to pay off their educational debts in addition to earning competitive salaries and receiving comprehensive benefits.

New LRP participants who are current Indian health system employees will receive LRP payments within 120 days from the date the US Department of Health and Human Services (HHS) Secretary’s delegate signs their contract.

New LRP participants who are not current employees at an Indian health system facility will receive their payments 120 days from their first day of work at their assigned site.

View examples of qualified loan scenarios [PDF - 214KB]

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